Avoid These Common Pitfalls to Protect Your Claim

After an accident, victims often make small missteps that cost them thousands — or even their entire claim. Insurance companies know these mistakes well and use them against you. Here’s what to watch for, and how to protect yourself.

Mistake #1: Not Getting Medical Attention Right Away

Even if you feel “okay,” delaying medical care can hurt your health and your case.

• Why it’s a problem: Insurance adjusters may argue your injuries aren’t serious or weren’t caused by the accident.

• Avoid it: Get checked out immediately and follow your doctor’s treatment plan.

Mistake #2: Admitting Fault at the Scene

Apologizing might feel polite, but it can be taken as admitting blame.

• Why it’s a problem: Fault impacts your ability to recover damages.

• Avoid it: Stick to the facts when speaking to police and other drivers.

Mistake #3: Talking to the Other Driver’s Insurance Company

They’re trained to get you to say something that lowers your payout.

• Why it’s a problem: Innocent comments can be twisted into “evidence” against you.

• Avoid it: Refer all calls to your lawyer.

Mistake #4: Not Documenting the Accident Scene

You may lose valuable evidence if you don’t capture it right away.

• Why it’s a problem: Photos and witness details fade or disappear quickly.

• Avoid it: Take photos of vehicles, injuries, road conditions, and get witness contacts.

Mistake #5: Accepting the First Settlement Offer

Quick settlements are almost always lowball offers.

• Why it’s a problem: Once you sign, you can’t go back — even if more medical bills appear.

• Avoid it: Have an attorney review all offers.

Mistake #6: Waiting Too Long to File a Claim

Every state has deadlines (statutes of limitations).

• Why it’s a problem: Miss the deadline and you may lose your right to compensation entirely.

• Avoid it: Contact a lawyer as soon as possible after your accident.

Your Next Step

You don’t get a second chance to handle your accident claim the right way. The sooner you take action, the better your chances of securing full compensation.

Get in touch with us for a free case review — we’ll protect your rights, gather the evidence, and fight for every dollar you deserve.